CDs & IRAs

Certificates of Deposit

  • Required minimum for opening an account $500.00 ($100.00 for IRA's)
  • Penalty will be charged for early withdrawals (No penalty in case of death)
  • Interest is credited quarterly on 1, 2, 3, & 4 year and 13 and 14 month certificates or a check may be mailed monthly or quarterly.
  • Interest is credited at maturity on 91 day, 182 day and 9 months certificates
  • Interest may be mailed monthly on the 91 day, 182 day & 9 month certificates
  • Certificates are automatically renewable unless a written notice is given.