Savings Accounts


Regular Savings

No monthly fee if balance requirements are met otherwise Monthly fee is $3.50
Minimum balance $100.00 to avoid fee
Open with just $100.00
3 withdrawals per month
Each additional withdrawal - $2.25
Interest paid quarterly
You must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed annual percentage yield.  No interest will be paid for each day the balance is below $100.00.                      
INTEREST RATES MAY CHANGE DAILY.

Minors Savings
(Under the Age of 18)

No monthly fee
Open with just $5.00
3 withdrawals per month
Each additional withdrawal - $2.25
Interest paid quarterly
INTEREST RATES MAY CHANGE DAILY.

Senior Citizens Savings

No monthly fee
(55 or older)                           Open with just $100.00
3 withdrawals per month
Each additional withdrawal - $2.25
Interest paid quarterly
You must maintain a minimum balance of $100.00 in the account each
day to obtain the disclosed annual percentage yield.  No interest will
be paid for each day the balance is below $100.00.
INTEREST RATES MAY CHANGE DAILY.
 

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Money Market

No monthly fee if balance requirements are met otherwise the Monthly fee is $11.26
Open an account with $2,500.00
6 withdrawals per month
Each additional withdrawal $5.25
Limited to 3 third party checks per month
Minimum balance $2,500.00
You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.  No interest will be paid for each day the balance is below $2,500.00.
INTEREST RATES MAY CHANGE DAILY.

Senior Money Market

Special Higher Interest Bearing Money Market Account for our customers 55 or older
No monthly fee if balance requirements are met, otherwise the Monthly fee is $11.26
Open an account with $3,500.00
6 withdrawals per month
Each additional withdrawal $5.25
Limited to 3 third party checks per month
Minimum balance $3,500.00
You must maintain a minimum balance of $3,500.00 in the account each day to obtain the disclosed annual percentage yield.  No interest will be paid for each day the balance is below $3,500.00.
INTEREST RATES MAY CHANGE DAILY
 

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Certificates of Deposit

Western Bank offers Certificates of Deposit with balances as low as $500.00 to $100,000.00 and over, with terms ranging from 6 months to 5 years.
FOR ADDITIONAL INFORMATION CALL OR COME IN TO SEE ONE
OF OUR CUSTOMER SERVICE REPRESENTATIVES.
 

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Individual Retirement Accounts

Minimum Deposit to open an account is $1,000.00
Minimum Deposit thereafter $50.00
Administration Set up Fee $75.00
THERE IS A SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL.
 

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